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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,626 | $99,345+174.4% | $84,753+221.7% | $273,972-0.5% |
| Participation rate | 80.0% | 80.7%-0.7pp | 76.6%+3.4pp | 83.0%-3.0pp |
| Annual return | 6.87% | 22.93%-16.1pp | 22.78%-15.9pp | 41.46%-34.6pp |
| Employer contribution / active EE | $5,456 | $4,214+29.5% | $3,574+52.7% | $4,869+12.1% |
| Participant deferral / active EE | $5,814 | $4,270+36.2% | $3,712+56.6% | $5,287+10.0% |
| Admin fee / account holder | $8,886 | $6,645+33.7% | $5,333+66.6% | $10,133-12.3% |