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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,307 | $129,737+102.2% | $119,126+120.2% | $154,746+69.5% |
| Participation rate | 90.0% | 78.9%+11.1pp | 75.8%+14.2pp | 80.7%+9.3pp |
| Annual return | 10.06% | 379.08%-369.0pp | 282.11%-272.0pp | 172.34%-162.3pp |
| Employer contribution / active EE | $8,914 | $4,375+103.8% | $4,034+121.0% | $4,379+103.6% |
| Participant deferral / active EE | $7,571 | $5,842+29.6% | $5,318+42.4% | $6,730+12.5% |
| Admin fee / account holder | $78,739 | $11,961+558.3% | $10,693+636.3% | $14,365+448.1% |