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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,410 | $55,889+11.7% | $76,119-18.0% | $80,935-22.9% |
| Participation rate | 67.7% | 62.1%+5.7pp | 69.1%-1.3pp | 67.7%+0.1pp |
| Annual return | 12.80% | 20.58%-7.8pp | 361.25%-348.4pp | 35.66%-22.9pp |
| Employer contribution / active EE | $774 | $1,866-58.5% | $2,693-71.3% | $2,757-71.9% |
| Participant deferral / active EE | $2,501 | $3,051-18.0% | $4,259-41.3% | $4,299-41.8% |
| Admin fee / account holder | $2,029 | $5,241-61.3% | $6,421-68.4% | $6,924-70.7% |