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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,114 | $118,488+59.6% | $98,462+92.1% | $139,487+35.6% |
| Participation rate | 88.9% | 77.5%+11.4pp | 75.2%+13.7pp | 80.3%+8.6pp |
| Annual return | 15.65% | 18.96%-3.3pp | 21.17%-5.5pp | 373.84%-358.2pp |
| Employer contribution / active EE | $11,524 | $3,611+219.2% | $3,049+278.0% | $4,755+142.4% |
| Participant deferral / active EE | $2,822 | $5,393-47.7% | $4,738-40.5% | $6,713-58.0% |
| Admin fee / account holder | $1,525 | $13,868-89.0% | $8,875-82.8% | $11,407-86.6% |