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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,620 | $127,790+61.7% | $106,554+93.9% | $167,553+23.3% |
| Participation rate | 88.2% | 78.3%+10.0pp | 76.1%+12.1pp | 82.1%+6.1pp |
| Annual return | 11.32% | 33.88%-22.6pp | 26.80%-15.5pp | 478.89%-467.6pp |
| Employer contribution / active EE | $6,137 | $3,427+79.1% | $2,819+117.7% | $4,840+26.8% |
| Participant deferral / active EE | $2,168 | $5,088-57.4% | $4,398-50.7% | $6,343-65.8% |
| Admin fee / account holder | $1,208 | $11,231-89.2% | $7,408-83.7% | $12,316-90.2% |