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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,953 | $118,708+44.0% | $98,920+72.8% | $158,982+7.5% |
| Participation rate | 100.0% | 77.8%+22.2pp | 76.0%+24.0pp | 82.0%+18.0pp |
| Annual return | 8.62% | 372.49%-363.9pp | 196.47%-187.9pp | 302.99%-294.4pp |
| Employer contribution / active EE | $530 | $3,334-84.1% | $2,689-80.3% | $4,763-88.9% |
| Participant deferral / active EE | $3,349 | $5,089-34.2% | $4,245-21.1% | $5,983-44.0% |
| Admin fee / account holder | $19,187 | $10,134+89.3% | $6,643+188.8% | $11,252+70.5% |