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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,489 | $106,280+2.1% | $96,538+12.4% | $139,487-22.2% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | -4.80% | 38.48%-43.3pp | 35.74%-40.5pp | 373.84%-378.6pp |
| Employer contribution / active EE | $2,667 | $4,107-35.1% | $3,740-28.7% | $4,755-43.9% |
| Participant deferral / active EE | $3,090 | $5,457-43.4% | $4,880-36.7% | $6,713-54.0% |
| Admin fee / account holder | $12,239 | $7,888+55.2% | $6,737+81.7% | $11,407+7.3% |