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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,591 | $115,814-10.6% | $101,275+2.3% | $158,982-34.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 3.29% | 56.16%-52.9pp | 46.48%-43.2pp | 302.99%-299.7pp |
| Employer contribution / active EE | $2,667 | $4,176-36.1% | $3,660-27.1% | $4,763-44.0% |
| Participant deferral / active EE | $2,165 | $4,958-56.3% | $4,371-50.5% | $5,983-63.8% |
| Admin fee / account holder | $26,709 | $7,249+268.5% | $5,948+349.0% | $11,252+137.4% |