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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,191 | $107,368+12.9% | $92,915+30.4% | $152,909-20.7% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 6.69% | 145.64%-139.0pp | 109.45%-102.8pp | 345.46%-338.8pp |
| Employer contribution / active EE | $2,500 | $4,222-40.8% | $3,653-31.6% | $4,764-47.5% |
| Participant deferral / active EE | $1,429 | $4,848-70.5% | $4,238-66.3% | $5,851-75.6% |
| Admin fee / account holder | $12,230 | $7,082+72.7% | $5,796+111.0% | $11,601+5.4% |