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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,594 | $106,905+79.2% | $84,020+128.0% | $152,885+25.3% |
| Participation rate | 41.2% | 75.2%-34.1pp | 69.0%-27.8pp | 82.5%-41.3pp |
| Annual return | 19.91% | 105.00%-85.1pp | 71.31%-51.4pp | 345.39%-325.5pp |
| Employer contribution / active EE | $719 | $2,735-73.7% | $1,984-63.8% | $4,763-84.9% |
| Participant deferral / active EE | $2,823 | $4,012-29.6% | $3,239-12.9% | $5,851-51.8% |
| Admin fee / account holder | $6,178 | $8,287-25.4% | $6,101+1.3% | $11,598-46.7% |