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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,979 | $99,652+74.6% | $78,778+120.8% | $147,586+17.9% |
| Participation rate | 41.2% | 76.2%-35.1pp | 69.2%-28.0pp | 82.8%-41.7pp |
| Annual return | 14.57% | 47.28%-32.7pp | 35.62%-21.0pp | 578.59%-564.0pp |
| Employer contribution / active EE | $600 | $2,796-78.5% | $1,986-69.8% | $4,876-87.7% |
| Participant deferral / active EE | $2,640 | $3,664-28.0% | $2,958-10.8% | $5,439-51.5% |
| Admin fee / account holder | $32,109 | $7,155+348.7% | $5,134+525.4% | $10,886+195.0% |