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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,686 | $72,492+112.0% | $87,104+76.4% | $72,975+110.6% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 7.66% | 24.46%-16.8pp | 28.19%-20.5pp | 81.01%-73.3pp |
| Employer contribution / active EE | $6,424 | $1,894+239.2% | $2,521+154.8% | $2,440+163.3% |
| Participant deferral / active EE | $3,767 | $3,270+15.2% | $4,048-6.9% | $3,608+4.4% |
| Admin fee / account holder | $2,233 | $5,055-55.8% | $7,491-70.2% | $5,124-56.4% |