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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,270 | $78,423+105.6% | $95,964+68.1% | $79,856+102.0% |
| Participation rate | 100.0% | 73.5%+26.5pp | 77.1%+22.9pp | 69.6%+30.4pp |
| Annual return | 8.08% | 19.37%-11.3pp | 91.64%-83.6pp | 31.71%-23.6pp |
| Employer contribution / active EE | $4,855 | $1,945+149.6% | $2,541+91.1% | $2,471+96.5% |
| Participant deferral / active EE | $3,050 | $3,440-11.3% | $4,167-26.8% | $3,741-18.5% |
| Admin fee / account holder | $2,632 | $5,622-53.2% | $6,797-61.3% | $5,306-50.4% |