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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $684 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,525 | $84,499+4.8% | $125,391-29.4% | $66,949+32.2% |
| Participation rate | 56.4% | 76.4%-20.0pp | 82.4%-26.0pp | 69.8%-13.4pp |
| Annual return | -17.75% | -8.49%-9.3pp | 572.41%-590.2pp | 1.57%-19.3pp |
| Employer contribution / active EE | $1,435 | $3,554-59.6% | $4,816-70.2% | $2,545-43.6% |
| Participant deferral / active EE | $2,362 | $6,785-65.2% | $7,448-68.3% | $4,239-44.3% |
| Admin fee / account holder | $617 | $685-9.9% | $10,009-93.8% | $594+4.0% |