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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $648 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,350 | $104,479-11.6% | $159,474-42.1% | $79,391+16.3% |
| Participation rate | 59.9% | 76.6%-16.8pp | 82.8%-23.0pp | 70.7%-10.8pp |
| Annual return | 14.71% | 67.98%-53.3pp | 263.68%-249.0pp | 116.88%-102.2pp |
| Employer contribution / active EE | $1,351 | $3,417-60.5% | $4,831-72.0% | $2,428-44.4% |
| Participant deferral / active EE | $2,110 | $6,468-67.4% | $7,353-71.3% | $4,046-47.9% |
| Admin fee / account holder | $597 | $711-16.1% | $10,802-94.5% | $627-4.7% |