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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $722 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,347 | $89,652-23.8% | $141,197-51.6% | $65,186+4.8% |
| Participation rate | 55.4% | 74.7%-19.4pp | 82.5%-27.1pp | 70.2%-14.8pp |
| Annual return | 21.02% | 32.79%-11.8pp | 71.41%-50.4pp | 29.39%-8.4pp |
| Employer contribution / active EE | $1,131 | $3,065-63.1% | $4,736-76.1% | $2,177-48.0% |
| Participant deferral / active EE | $1,753 | $5,691-69.2% | $6,710-73.9% | $3,514-50.1% |
| Admin fee / account holder | $528 | $569-7.1% | $10,265-94.9% | $847-37.6% |