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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,048 | $75,807+199.5% | $116,096+95.6% | $86,983+161.0% |
| Participation rate | 57.1% | 66.9%-9.7pp | 73.3%-16.2pp | 69.5%-12.4pp |
| Annual return | 13.52% | 18.57%-5.0pp | 326.25%-312.7pp | 25.83%-12.3pp |
| Employer contribution / active EE | $4,089 | $1,892+116.1% | $2,503+63.3% | $2,584+58.2% |
| Participant deferral / active EE | $4,649 | $3,212+44.8% | $3,952+17.6% | $4,194+10.9% |
| Admin fee / account holder | $822 | $6,659-87.7% | $7,704-89.3% | $7,856-89.5% |