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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,334 | $57,541+150.8% | $95,759+50.7% | $75,177+92.0% |
| Participation rate | 61.5% | 62.5%-1.0pp | 72.3%-10.7pp | 67.2%-5.7pp |
| Annual return | 15.05% | 34.93%-19.9pp | 28.42%-13.4pp | 160.75%-145.7pp |
| Employer contribution / active EE | $4,091 | $1,808+126.3% | $2,836+44.2% | $2,671+53.2% |
| Participant deferral / active EE | $4,694 | $3,074+52.7% | $4,244+10.6% | $4,126+13.8% |
| Admin fee / account holder | $6,437 | $4,099+57.0% | $5,678+13.4% | $5,651+13.9% |