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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,189 | $63,861+78.8% | $104,639+9.1% | $79,856+43.0% |
| Participation rate | 68.0% | 64.9%+3.1pp | 74.1%-6.1pp | 69.6%-1.6pp |
| Annual return | 17.39% | 21.30%-3.9pp | 340.67%-323.3pp | 31.71%-14.3pp |
| Employer contribution / active EE | $2,361 | $1,588+48.7% | $2,682-12.0% | $2,471-4.5% |
| Participant deferral / active EE | $2,914 | $2,693+8.2% | $3,738-22.1% | $3,741-22.1% |
| Admin fee / account holder | $164 | $4,185-96.1% | $6,465-97.5% | $5,306-96.9% |