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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,943 | $55,889+60.9% | $76,119+18.2% | $80,935+11.1% |
| Participation rate | 94.4% | 62.1%+32.4pp | 69.1%+25.4pp | 67.7%+26.8pp |
| Annual return | 8.95% | 20.58%-11.6pp | 361.25%-352.3pp | 35.66%-26.7pp |
| Employer contribution / active EE | $3,742 | $1,866+100.5% | $2,693+39.0% | $2,757+35.7% |
| Participant deferral / active EE | $3,743 | $3,051+22.7% | $4,259-12.1% | $4,299-12.9% |
| Admin fee / account holder | $5,011 | $5,241-4.4% | $6,421-22.0% | $6,924-27.6% |