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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,264 | $55,684+53.1% | $75,900+12.3% | $72,976+16.8% |
| Participation rate | 86.7% | 61.1%+25.5pp | 69.3%+17.4pp | 69.5%+17.2pp |
| Annual return | 0.00% | 27.60%-27.6pp | 30.73%-30.7pp | 81.02%-81.0pp |
| Employer contribution / active EE | $3,639 | $1,687+115.7% | $2,501+45.5% | $2,440+49.1% |
| Participant deferral / active EE | $1,820 | $2,634-30.9% | $3,604-49.5% | $3,608-49.6% |
| Admin fee / account holder | $2,151 | $3,981-46.0% | $5,421-60.3% | $5,124-58.0% |