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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,268 | $51,207+66.5% | $70,565+20.8% | $75,177+13.4% |
| Participation rate | 95.8% | 61.0%+34.8pp | 68.4%+27.4pp | 67.2%+28.6pp |
| Annual return | 10.81% | 30.05%-19.2pp | 32.79%-22.0pp | 160.75%-149.9pp |
| Employer contribution / active EE | $5,830 | $1,826+219.2% | $2,976+95.9% | $2,671+118.3% |
| Participant deferral / active EE | $3,478 | $2,850+22.1% | $4,568-23.9% | $4,126-15.7% |
| Admin fee / account holder | $6,435 | $4,097+57.0% | $6,430+0.1% | $5,651+13.9% |