Retirement plan

COLE ROOFING CO., INC. PROFIT SHARING PLAN & TRUST

Name: COLE ROOFING CO., INC. - COLE ROOFING CO., INC. PROFIT SHARING PLAN & TRUST (2020) Form 5500
Creator: COLE ROOFING CO., INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, COLE ROOFING CO., INC. PROFIT SHARING PLAN & TRUST, COLE ROOFING CO., INC.

COLE ROOFING CO., INC.EIN 52-0599184Plan #001PY 2020

3915 COOLIDGE AVENUE - BALTIMORE, MD 21229410-242-0600coleroofing.comLinkedIn51-200 employeesconstruction

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$16.9M

+16.7% from 2019

Total participants

184

+7.6% from 2019

Average account balance

$99,402

+11.9% from 2019

Annual return

14.45%

-7.68 pp from 2019

Benchmarks

See 16,250 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants25-99

Cohort16,250 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$12.09M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$66K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

182

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

83.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$807K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$9K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.02%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$235

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
COMPTON FINANCIAL GROUP4 years Service code 27	Advisory (Plan)	$30,946
THE VANGUARD GROUP, INC.4 years Service code 64	Recordkeeping Fees	$12,768
COMPTON FINANCIAL GROUP4 years Filed as: RL COMPTON & ASSOCIATES, INC. Service code 13	Contract Administrator	$4,510
LPL FINANCIAL6+ years Service code 51	Investment Mgmt Fees	$0

Plan features & details

Pension benefit codes2E2G3D2T2F2J

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$48K

$594 / participant

Other / not subdivided$48K100.0%

% of EOY assets

0.281%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: REGAN SCHICKNER HARPER LLC
Auditor EIN: 462374336
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$99,402

$72,269+37.5%

$101,271-1.8%

$79,852+24.5%

Participation rate

82.5%

68.5%+14.0pp

75.8%+6.7pp

69.6%+12.9pp

Annual return

14.45%

22.29%-7.8pp

46.48%-32.0pp

31.72%-17.3pp

Employer contribution / active EE

$2,466

$2,692-8.4%

$3,660-32.6%

$2,471-0.2%

Participant deferral / active EE

$4,856

$3,282+48.0%

$4,371+11.1%

$3,740+29.8%

Admin fee / account holder

$280

$4,401-93.6%

$5,948-95.3%

$5,306-94.7%

Provider

Service type

Compensation

COMPTON FINANCIAL GROUP4 years

Service code 27

Advisory (Plan)

$30,946

THE VANGUARD GROUP, INC.4 years

Service code 64

Recordkeeping Fees

$12,768

COMPTON FINANCIAL GROUP4 years

Filed as: RL COMPTON & ASSOCIATES, INC.

Service code 13

Contract Administrator

$4,510

LPL FINANCIAL6+ years

Service code 51

Investment Mgmt Fees

COLE ROOFING CO., INC. PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

COLE ROOFING CO., INC. PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion