Retirement plan

BALTIMORE HEBREW CONGREGATION AND BALTIMORE HEBREW CONGREGATION CEMETERY PENSION PLAN & TRUST

Name: BALTIMORE HEBREW CONGREGATION AND BALTIMORE HEBREW CONGREGATION CEMETE - BALTIMORE HEBREW CONGREGATION AND BALTIMORE HEBREW CONGREGATION CEMETERY PENSION PLAN & TRUST (2017) Form 5500
Creator: BALTIMORE HEBREW CONGREGATION AND BALTIMORE HEBREW CONGREGATION CEMETE
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, BALTIMORE HEBREW CONGREGATION AND BALTIMORE HEBREW CONGREGATION CEMETERY PENSION PLAN & TRUST, BALTIMORE HEBREW CONGREGATION AND BALTIMORE HEBREW CONGREGATION CEMETE

BALTIMORE HEBREW CONGREGATION AND BALTIMORE HEBREW CONGREGATION CEMETEEIN 52-0591578Plan #001PY 2017

7401 PARK HEIGHTS AVENUE - BALTIMORE, MD 21208410-764-1587

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$847K

-0.2% from 2016

Total participants

+2.3% from 2016

Average account balance

$18,818

-2.4% from 2016

Annual return

9.16%

+10.86 pp from 2016

Benchmarks

See 7,912 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants25-99

Cohort7,912 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$860K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$20K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

97.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$84K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.51%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$2181

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2C2F2G3D2T

Plan features

2C
Money purchase plan
Money purchase pension plan other than a target benefit plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$131K

$4851 / participant

Other / not subdivided$131K100.0%

% of EOY assets

15.468%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$18,818

$53,128-64.6%

$86,582-78.3%

$70,126-73.2%

Participation rate

100.0%

65.3%+34.7pp

73.5%+26.5pp

69.5%+30.5pp

Annual return

9.16%

27.66%-18.5pp

965.08%-955.9pp

73.15%-64.0pp

Employer contribution / active EE

$1,911

$2,068-7.6%

$2,839-32.7%

$2,343-18.4%

Participant deferral / active EE

$2,695-100.0%

$3,609-100.0%

$3,332-100.0%

Admin fee / account holder

$2,911

$3,584-18.8%

$4,904-40.6%

$4,645-37.3%

BALTIMORE HEBREW CONGREGATION AND BALTIMORE HEBREW CONGREGATION CEMETERY PENSION PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

BALTIMORE HEBREW CONGREGATION AND BALTIMORE HEBREW CONGREGATION CEMETERY PENSION PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion