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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,969 | $208,088-58.7% | $186,193-53.8% | $154,746-44.4% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 17.12% | 89.97%-72.9pp | 78.03%-60.9pp | 172.34%-155.2pp |
| Employer contribution / active EE | $2,841 | $4,340-34.5% | $3,918-27.5% | $4,379-35.1% |
| Participant deferral / active EE | $5,028 | $7,078-29.0% | $6,513-22.8% | $6,730-25.3% |
| Admin fee / account holder | $433 | $11,698-96.3% | $11,058-96.1% | $14,365-97.0% |