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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,075 | $228,395-87.7% | $185,861-84.9% | $158,982-82.3% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 2.98% | 40.82%-37.8pp | 35.96%-33.0pp | 302.99%-300.0pp |
| Employer contribution / active EE | $2,842 | $4,968-42.8% | $4,088-30.5% | $4,763-40.3% |
| Participant deferral / active EE | $5,993 | $6,417-6.6% | $5,634+6.4% | $5,983+0.2% |
| Admin fee / account holder | $55,577 | $11,869+368.3% | $9,503+484.8% | $11,252+394.0% |