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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,607 | $227,597-83.5% | $189,575-80.2% | $167,536-77.6% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.4%+21.6pp | 82.1%+17.9pp |
| Annual return | 13.22% | 78.44%-65.2pp | 64.19%-51.0pp | 478.82%-465.6pp |
| Employer contribution / active EE | $2,342 | $5,316-55.9% | $4,412-46.9% | $4,839-51.6% |
| Participant deferral / active EE | $3,822 | $7,002-45.4% | $6,174-38.1% | $6,342-39.7% |
| Admin fee / account holder | $2,159 | $11,877-81.8% | $9,806-78.0% | $12,315-82.5% |