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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.3 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $107,392 |
ROCATON INVESTMENT ADVISORS, LLC9+ years Filed as: ROCATON INVESTMENT ADVISORS LLC Service code 28 · EIN 04-3638035 | Investment Management | $70,753 |
Filed as: STOUT CAUSEY & HORNING PA Service code 10 · EIN 52-1743645 | Accounting | $29,400 |
Service code 26 · EIN 20-0475351 | Advisory (Participants) | $14,099 |
BRIDGEWATER7 years Filed as: BRIDGEWATER ADVISORS INC Service code 26 · EIN 13-3666115 | Advisory (Participants) | $11,080 |
THOMA CAPITAL MANAGEMENT LLC5 years Service code 26 · EIN 52-2153736 | Advisory (Participants) | $6,935 |
CHARLES SCHWAB & CO., INC.9+ years Service code 33 · EIN 94-1737782 | Float revenue; Securities brokerage; ... | $499 |
Filed as: CHARLES SCHWAB & CO.INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,505 | $107,415+161.1% | $135,974+106.3% | $80,157+249.9% |
| Participation rate | 68.9% | 78.0%-9.2pp | 81.9%-13.0pp | 72.9%-4.1pp |
| Annual return | 79.16% | 91.99%-12.8pp | 68.30%+10.9pp | 40.39%+38.8pp |
| Employer contribution / active EE | $12,132 | $3,878+212.8% | $4,859+149.7% | $2,977+307.5% |
| Participant deferral / active EE | $9,342 | $8,189+14.1% | $7,760+20.4% | $5,015+86.3% |
| Admin fee / account holder | $120 | $127-5.5% | $10,767-98.9% | $145-17.2% |