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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.2 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $100,602 |
ROCATON INVESTMENT ADVISORS, LLC8+ years Filed as: ROCATON INVESTMENT ADVISORS LLC Service code 28 · EIN 04-3638035 | Investment Management | $93,165 |
Filed as: STOUT CAUSEY & HORNING PA Service code 10 · EIN 52-1743645 | Accounting | $18,900 |
Service code 26 · EIN 20-0475351 | Advisory (Participants) | $13,901 |
THOMA CAPITAL MANAGEMENT LLC4 years Service code 26 · EIN 52-2153736 | Advisory (Participants) | $10,550 |
BRIDGEWATER6 years Filed as: BRIDGEWATER ADVISORS INC Service code 26 · EIN 13-3666115 | Advisory (Participants) | $10,536 |
SC&H ATTEST SERVICES, P.C.6 years Service code 10 · EIN 52-1743654 | Accounting | $8,500 |
CHARLES SCHWAB & CO., INC.8+ years Service code 33 · EIN 94-1737782 | Direct payment from the plan; Securit... | $599 |
CHARLES SCHWAB & CO., INC.8+ years Filed as: CHARLES SCHWAB & CO. INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,481 | $82,202+240.0% | $125,339+123.0% | $64,808+331.2% |
| Participation rate | 97.0% | 77.9%+19.2pp | 82.4%+14.7pp | 71.5%+25.6pp |
| Annual return | -17.94% | 3.48%-21.4pp | 572.05%-590.0pp | 32.82%-50.8pp |
| Employer contribution / active EE | $10,080 | $3,615+178.8% | $4,814+109.4% | $2,506+302.3% |
| Participant deferral / active EE | $14,965 | $7,175+108.6% | $7,446+101.0% | $4,310+247.2% |
| Admin fee / account holder | $211 | $163+29.1% | $10,010-97.9% | $188+12.2% |