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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,072 | $90,691+132.7% | $76,119+177.3% | $145,884+44.7% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 12.62% | 624.52%-611.9pp | 361.25%-348.6pp | 551.85%-539.2pp |
| Employer contribution / active EE | $4,504 | $3,329+35.3% | $2,693+67.3% | $4,662-3.4% |
| Participant deferral / active EE | $3,564 | $5,167-31.0% | $4,259-16.3% | $6,690-46.7% |
| Admin fee / account holder | $1,808 | $8,383-78.4% | $6,421-71.8% | $13,392-86.5% |