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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,043 | $102,638+7.2% | $81,982+34.2% | $158,982-30.8% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.3%+30.7pp | 82.0%+18.0pp |
| Annual return | 6.18% | 61.05%-54.9pp | 41.31%-35.1pp | 302.99%-296.8pp |
| Employer contribution / active EE | $4,441 | $3,241+37.0% | $2,498+77.7% | $4,763-6.8% |
| Participant deferral / active EE | $3,211 | $4,649-30.9% | $3,722-13.7% | $5,983-46.3% |
| Admin fee / account holder | $961 | $8,237-88.3% | $5,665-83.0% | $11,252-91.5% |