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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,965 | $96,524+1.5% | $75,900+29.1% | $152,909-35.9% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.3%+30.7pp | 82.5%+17.5pp |
| Annual return | 4.40% | 33.93%-29.5pp | 30.73%-26.3pp | 345.46%-341.1pp |
| Employer contribution / active EE | $4,273 | $3,311+29.1% | $2,501+70.8% | $4,764-10.3% |
| Participant deferral / active EE | $3,395 | $4,554-25.5% | $3,604-5.8% | $5,851-42.0% |
| Admin fee / account holder | $27,288 | $8,082+237.6% | $5,421+403.4% | $11,601+135.2% |