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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,050 | $135,956+39.8% | $123,894+53.4% | $273,972-30.6% |
| Participation rate | 90.9% | 84.1%+6.8pp | 81.4%+9.5pp | 83.0%+7.9pp |
| Annual return | 2.46% | 56.63%-54.2pp | 47.52%-45.1pp | 41.46%-39.0pp |
| Employer contribution / active EE | $6,035 | $5,170+16.7% | $4,617+30.7% | $4,869+24.0% |
| Participant deferral / active EE | $4,088 | $6,343-35.5% | $5,984-31.7% | $5,287-22.7% |
| Admin fee / account holder | $15,070 | $9,817+53.5% | $8,357+80.3% | $10,133+48.7% |