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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,862 | $138,076+95.4% | $123,553+118.4% | $135,380+99.3% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -2.65% | 153.70%-156.3pp | 119.21%-121.9pp | 519.81%-522.5pp |
| Employer contribution / active EE | $4,462 | $5,152-13.4% | $4,628-3.6% | $4,779-6.6% |
| Participant deferral / active EE | $4,945 | $6,800-27.3% | $6,426-23.0% | $5,609-11.8% |
| Admin fee / account holder | $8,633 | $10,917-20.9% | $9,284-7.0% | $10,828-20.3% |