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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,778 | $49,976+53.6% | $66,674+15.2% | $82,637-7.1% |
| Participation rate | 92.9% | 63.1%+29.8pp | 73.7%+19.2pp | 68.1%+24.8pp |
| Annual return | 16.25% | 39.09%-22.8pp | 321.24%-305.0pp | 53.51%-37.3pp |
| Employer contribution / active EE | $4,586 | $1,988+130.7% | $2,620+75.0% | $2,552+79.7% |
| Participant deferral / active EE | $4,927 | $2,847+73.1% | $4,084+20.6% | $4,126+19.4% |
| Admin fee / account holder | $3,566 | $4,594-22.4% | $5,098-30.1% | $7,339-51.4% |