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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,191 | $57,305-1.9% | $86,640-35.1% | $75,173-25.3% |
| Participation rate | 100.0% | 63.2%+36.8pp | 71.7%+28.3pp | 67.2%+32.8pp |
| Annual return | 16.77% | 2674.24%-2657.5pp | 592.52%-575.7pp | 160.72%-143.9pp |
| Employer contribution / active EE | $5,714 | $2,316+146.7% | $3,024+88.9% | $2,671+113.9% |
| Participant deferral / active EE | $4,682 | $3,320+41.0% | $4,438+5.5% | $4,126+13.5% |
| Admin fee / account holder | $786 | $4,116-80.9% | $5,616-86.0% | $5,651-86.1% |