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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,294 | $100,203-61.8% | $85,240-55.1% | $145,897-73.8% |
| Participation rate | 66.7% | 74.1%-7.4pp | 67.5%-0.9pp | 80.3%-13.6pp |
| Annual return | 14.43% | 84.28%-69.8pp | 66.75%-52.3pp | 552.29%-537.9pp |
| Employer contribution / active EE | $797 | $3,242-75.4% | $2,735-70.9% | $4,663-82.9% |
| Participant deferral / active EE | $2,362 | $5,299-55.4% | $4,527-47.8% | $6,689-64.7% |
| Admin fee / account holder | $17 | $7,265-99.8% | $6,165-99.7% | $13,390-99.9% |