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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,294 | $99,921-61.7% | $85,009-55.0% | $145,959-73.8% |
| Participation rate | 66.7% | 74.1%-7.4pp | 67.5%-0.8pp | 80.3%-13.6pp |
| Annual return | 14.43% | 83.89%-69.5pp | 66.47%-52.0pp | 561.95%-547.5pp |
| Employer contribution / active EE | $797 | $3,233-75.4% | $2,728-70.8% | $4,661-82.9% |
| Participant deferral / active EE | $2,362 | $5,293-55.4% | $4,522-47.8% | $6,689-64.7% |
| Admin fee / account holder | $17 | $7,252-99.8% | $6,153-99.7% | $13,398-99.9% |