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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,471 | $111,535+132.6% | $105,223+146.6% | $137,256+89.0% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 20.49% | 237.85%-217.4pp | 180.65%-160.2pp | 220.34%-199.8pp |
| Employer contribution / active EE | $7,500 | $3,939+90.4% | $3,689+103.3% | $4,156+80.5% |
| Participant deferral / active EE | $6,175 | $5,500+12.3% | $5,072+21.8% | $6,407-3.6% |
| Admin fee / account holder | $1,054 | $9,721-89.2% | $8,859-88.1% | $12,270-91.4% |