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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,204 | $91,167-51.5% | $178,498-75.2% | $79,858-44.6% |
| Participation rate | 88.0% | 69.2%+18.8pp | 81.9%+6.1pp | 69.6%+18.4pp |
| Annual return | 27.42% | 24.19%+3.2pp | 151.09%-123.7pp | 31.72%-4.3pp |
| Employer contribution / active EE | $1,690 | $3,255-48.1% | $5,011-66.3% | $2,471-31.6% |
| Participant deferral / active EE | $2,641 | $3,236-18.4% | $5,202-49.2% | $3,740-29.4% |
| Admin fee / account holder | $793 | $6,747-88.2% | $13,985-94.3% | $5,306-85.1% |