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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,177 | $84,236-60.6% | $170,435-80.5% | $70,126-52.7% |
| Participation rate | 63.0% | 70.8%-7.9pp | 83.6%-20.6pp | 69.5%-6.6pp |
| Annual return | 16.00% | 23.06%-7.1pp | 205.94%-189.9pp | 73.15%-57.1pp |
| Employer contribution / active EE | $1,168 | $3,387-65.5% | $5,432-78.5% | $2,343-50.1% |
| Participant deferral / active EE | $1,281 | $3,086-58.5% | $4,939-74.1% | $3,332-61.6% |
| Admin fee / account holder | $754 | $5,698-86.8% | $13,881-94.6% | $4,645-83.8% |