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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,717 | $27,936-58.1% | $58,561-80.0% | $75,173-84.4% |
| Participation rate | 23.5% | 38.8%-15.3pp | 50.9%-27.3pp | 67.2%-43.7pp |
| Annual return | 18.82% | 44.21%-25.4pp | 4251.33%-4232.5pp | 160.72%-141.9pp |
| Employer contribution / active EE | $672 | $670+0.4% | $1,053-36.2% | $2,671-74.8% |
| Participant deferral / active EE | $832 | $1,202-30.8% | $1,923-56.7% | $4,126-79.8% |
| Admin fee / account holder | $309 | $1,727-82.1% | $2,520-87.7% | $5,651-94.5% |