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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,141 | $27,632-74.2% | $61,452-88.4% | $68,486-89.6% |
| Participation rate | 25.0% | 39.5%-14.5pp | 52.6%-27.6pp | 67.9%-42.9pp |
| Annual return | -19.83% | -13.24%-6.6pp | 338.96%-358.8pp | -7.85%-12.0pp |
| Employer contribution / active EE | $709 | $696+1.9% | $1,160-38.9% | $2,597-72.7% |
| Participant deferral / active EE | $873 | $1,264-30.9% | $2,125-58.9% | $4,028-78.3% |
| Admin fee / account holder | $316 | $2,010-84.3% | $2,131-85.2% | $5,404-94.1% |