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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,648 | $96,419-96.2% | $80,648-95.5% | $139,487-97.4% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 4.47% | 1352.86%-1348.4pp | 937.21%-932.7pp | 373.84%-369.4pp |
| Employer contribution / active EE | $1,932 | $3,261-40.8% | $2,724-29.1% | $4,755-59.4% |
| Participant deferral / active EE | $6,000 | $5,225+14.8% | $4,443+35.0% | $6,713-10.6% |
| Admin fee / account holder | $56,170 | $6,605+750.4% | $5,382+943.7% | $11,407+392.4% |