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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,090 | $95,188-63.1% | $76,518-54.1% | $135,380-74.1% |
| Participation rate | 100.0% | 74.4%+25.6pp | 68.0%+32.0pp | 82.6%+17.4pp |
| Annual return | -5.49% | 4.85%-10.3pp | -0.27%-5.2pp | 519.81%-525.3pp |
| Employer contribution / active EE | $2,275 | $3,303-31.1% | $2,647-14.1% | $4,779-52.4% |
| Participant deferral / active EE | $6,125 | $4,640+32.0% | $3,836+59.7% | $5,609+9.2% |
| Admin fee / account holder | $320 | $6,249-94.9% | $4,849-93.4% | $10,828-97.0% |