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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,408 | $109,411-32.9% | $89,435-17.9% | $158,982-53.8% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 14.01% | 345.68%-331.7pp | 245.55%-231.5pp | 302.99%-289.0pp |
| Employer contribution / active EE | $1,533 | $3,173-51.7% | $2,587-40.8% | $4,763-67.8% |
| Participant deferral / active EE | $5,688 | $4,600+23.6% | $3,890+46.2% | $5,983-4.9% |
| Admin fee / account holder | $991 | $6,159-83.9% | $4,884-79.7% | $11,252-91.2% |