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| Provider | Service type | Compensation |
|---|---|---|
USI CONSULTING GROUP4 years Service code 12 · EIN 06-1053228 | Redemption fees; Finders' fees / plac... | $11,507 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 42-1558009 | Securities Custodian | $6,698 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,026 | $64,612-17.9% | $86,439-38.7% | $64,814-18.2% |
| Participation rate | 68.7% | 81.5%-12.7pp | 80.3%-11.6pp | 71.5%-2.7pp |
| Annual return | -19.66% | 0.66%-20.3pp | 4395.55%-4415.2pp | 32.84%-52.5pp |
| Employer contribution / active EE | $2,083 | $2,744-24.1% | $3,769-44.7% | $2,507-16.9% |
| Participant deferral / active EE | $5,963 | $7,497-20.5% | $6,952-14.2% | $4,310+38.3% |
| Admin fee / account holder | $10 | $169-94.3% | $6,732-99.9% | $188-94.9% |