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| Provider | Service type | Compensation |
|---|---|---|
USI CONSULTING GROUP2 years Service code 12 · EIN 06-1053228 | Recordkeeping and information managem... | $8,486 |
Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 42-1558009 | Securities Custodian | $6,372 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,206 | $78,781-26.1% | $100,528-42.1% | $73,412-20.7% |
| Participation rate | 58.2% | 80.0%-21.8pp | 79.4%-21.2pp | 72.2%-14.0pp |
| Annual return | 24.52% | 31.69%-7.2pp | 30.90%-6.4pp | 59.30%-34.8pp |
| Employer contribution / active EE | $238 | $2,420-90.2% | $3,419-93.0% | $2,234-89.4% |
| Participant deferral / active EE | $4,079 | $6,537-37.6% | $6,271-35.0% | $3,806+7.2% |
| Admin fee / account holder | $11 | $145-92.1% | $8,084-99.9% | $158-92.7% |