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| Provider | Service type | Compensation |
|---|---|---|
COOK STREET CONSULTING6 years Service code 16 · EIN 84-0854432 | Consulting | $51,125 |
PLANTE & MORAN, PLLC2 years Service code 10 · EIN 38-1357951 | Accounting | $12,500 |
Service code 37 · EIN 04-2647786 | Loan Processing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $413,606 | $77,145+436.1% | $108,410+281.5% | $85,856+381.7% |
| Participation rate | 94.0% | 74.7%+19.3pp | 80.1%+13.9pp | 69.3%+24.7pp |
| Annual return | 14.93% | 44.54%-29.6pp | 905.34%-890.4pp | 318.58%-303.7pp |
| Employer contribution / active EE | $16,485 | $2,379+592.8% | $3,558+363.3% | $2,565+542.6% |
| Participant deferral / active EE | $19,224 | $5,566+245.4% | $6,562+192.9% | $3,952+386.4% |
| Admin fee / account holder | $355 | $5,172-93.1% | $7,296-95.1% | $6,261-94.3% |