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| Provider | Service type | Compensation |
|---|---|---|
COOK STREET CONSULTING5 years Service code 16 · EIN 84-0854432 | Consulting | $52,575 |
PLANTE & MORAN, PLLC1 year Service code 10 · EIN 38-1357951 | Accounting | $15,900 |
Service code 37 · EIN 04-2647786 | Loan Processing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $363,526 | $70,475+415.8% | $100,530+261.6% | $79,858+355.2% |
| Participation rate | 90.6% | 73.7%+16.9pp | 79.4%+11.2pp | 69.6%+20.9pp |
| Annual return | 16.71% | 21.90%-5.2pp | 30.89%-14.2pp | 31.72%-15.0pp |
| Employer contribution / active EE | $16,434 | $2,165+659.3% | $3,418+380.8% | $2,471+565.1% |
| Participant deferral / active EE | $19,182 | $5,181+270.2% | $6,271+205.9% | $3,740+412.9% |
| Admin fee / account holder | $396 | $4,478-91.2% | $8,083-95.1% | $5,306-92.5% |