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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,197 | $77,901-75.4% | $149,717-87.2% | $75,181-74.5% |
| Participation rate | 26.9% | 65.6%-38.7pp | 78.8%-51.9pp | 67.2%-40.3pp |
| Annual return | 13.86% | 31.73%-17.9pp | 134.41%-120.6pp | 160.69%-146.8pp |
| Employer contribution / active EE | $599 | $3,137-80.9% | $4,820-87.6% | $2,671-77.6% |
| Participant deferral / active EE | $2,310 | $3,411-32.3% | $5,682-59.3% | $4,126-44.0% |
| Admin fee / account holder | $347 | $5,949-94.2% | $13,213-97.4% | $5,650-93.9% |